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Insta Chèques is transitioning to Money Mart! Over the next few months you will see Insta Chèques transition to Money Mart. You can expect the same great service and quality you expect from Insta Chèques, now under the Money Mart name. Come visit our first Money Mart location in Quebec at 1 rue St Catherine St O, in Montreal starting July 29th.

Your privacy is our concern.

Protecting your private information is our priority. This statement of Privacy applies to InstaCheques.ca and Money Mart© and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Money Mart© include InstaCheques.ca. The Money Mart© website is a Financial Services site. By using the Money Mart© website, you consent to the data practices described in this statement.

  • Collection of your Personal Information

    In order to better provide you with products and services offered on our Site, Money Mart© may collect personally identifiable information, such as your : 

    • First and Last Name
    • Mailing Address
    • E-mail Address
    • Phone Number
    • Employer
    • SIN
    • Income

    If you purchase Money Mart© products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.

    We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include:(a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.

  • Use of your Personal Information

    Money Mart© collects and uses your personal information to operate its website(s) and deliver the services you have requested.

    Money Mart© may also use your personally identifiable information to inform you of other products or services available from Money Mart© and its affiliates.

  • Sharing Information with Third Parties.

    Money Mart© does not sell, rent or lease its customer lists to third parties.

    Money Mart© may, from time to time, contact you on behalf of external business partners about a particular offering that may be interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Money Mart© may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Money Mart©, and they are required to maintain the confidentiality of your information.

    Money Mart© may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Money Mart© or the site; (b) protect and defend the rights or property of Money Mart©; and/or (c) act under exigent circumstances to protect the personal safety of users of Money Mart©, or the public.

  • Tracking User Behavior

    Money Mart© may keep track of the websites and pages our users visit within Insta Chèques, in order to determine what Money Mart© services are the most popular. This data is used to deliver customized content and advertising within Money Mart© to customers whose behavior indicates that they are interested in a particular subject area.

  • Automatically Collected Information

    Information about your computer hardware and software may be automatically collected by Money Mart©. This information can include :  your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Money Mart© website.

  • Use of Cookies

    The Money Mart© website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

    One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Money Mart© pages, or register with Money Mart© site or services, a cookie helps Money Mart© to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Money Mart© website, the information you previously provided can be retrieved, so you can easily use the Money Mart© features that you customized.

    You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Money Mart© services or websites you visit.

  • Links

    This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

  • Security of your Personal Information

    Your safety and privacy are utmost priority for us and therefore we have enabled various tools and technologies for the reactive and proactive protection of your information. It is also essential for us to have your partnership in building strong and effective defense against the criminals. Some (but not necessarily all) of the steps you can take to protect yourself include : 

    • Ensure you have a strong and unique password for each account and device. Never write it down or save it anywhere.
    • When it comes to emails, texts or other electronic messages, avoid clicking a link without validating the sender and confirming that it is from a trusted source.
    • Never download or open attachments from an unfamiliar sender..
    • Do not rely on a display name without checking the email address behind it. The full email address can usually be seen by hovering over the display name on a personal computer or by clicking on the display name on a mobile phone. We send emails to consumers only from ‘MoneyMart.com’ or MoneyMart.ca’ email addresses.
    • Do not respond to emails, phone calls or text messages that request personal information or your account details. Beware of messages that convey a false sense of urgency or seem suspicious to you in other ways. You can always call us at 1-855-294-2273 or visit us if you’re in doubt if a message comes from us.
    • Ensure that your laptop, desktop and mobile device are protected by up-to-date antivirus software.
    • Do not share your computer or password or other login credentials with an unknown person.
    • Always lock your device that has critical information with a passcode or password that is difficult for anyone to guess.
    • Periodically consider whether it is worthwhile to permanently delete personal information from your various devices.
    • If you notice any suspicious activity, such as fraudulent emails that appear to come from Money Mart©, please email us at privacyofficer@moneymart.ca. Also, consider contacting law enforcement.

    We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network or device can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that :  (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

  • Children Under Thirteen

    Money Mart© does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

  • Opt-Out & Unsubscribe from Third Party Communications

    We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Money Mart© by contacting us here : 

  • E-mail Communications

    From time to time, Money Mart© may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

    If you would like to stop receiving marketing or promotional communications via email from Money Mart©, you may opt out of such communications by Clicking the Unsubscribe Button.

  • Text Message Policy

    By providing your cellphone number, you have provided (Money Mart©/Insta Chèques®) with consent to send you account-related text messages in conjunction with the services you have requested.

    • Message frequency varies by account/preference. Message & data rates may apply.

  • Supported Carriers

    This program is supported by Airtel Wireless, Aliant Mobility, BC Tel Mobility, Bell Mobility, Dave Wireless, EastLink - Bragg Communications Inc., Execulink Telecom, Fibernetics Corporation, First Networks Operations, Freedom Mobile, Globalstar, ICE Wireless, Iristel, Keewaytinook Mobile (Dryden Mobility), MT&T Mobility, MTS Communications (Manitoba) CDMA, MTS Mobility, NewTel Mobility, Rogers Wireless, SaskTel Mobility, SSI Micro, Tbay Mobility, Telus Mobility, Videotron, and Wightman Telecom. Carriers are not liable for delayed or undeliverable messages.

  • External Data Storage Sites

    We may store your data on servers provided by third party hosting vendors with whom we have contracted.

  • Changes to this Statement

    Money Mart© reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your :  (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

  • Contact Information

    Money Mart© welcomes your questions or comments regarding this Statement of Privacy. If you believe that Money Mart© has not adhered to this Statement, please contact Money Mart© at:

For Money Mart© complete Privacy Policy, please contact : 
Privacy Officer
Money Mart©
20 Toronto St, Suite 1200
Toronto, Ontario
Canada M5C 2B8
Email :  privacyofficer@moneymart.ca
Telephone number : 
1-885-294-2273

Installment loans offered in Québec between $500 and $15,000. Eligibility is based upon income and other qualification requirements, including a credit check. The actual rate is 35%. Installment Loan repayment terms range from 6 to 60 months based on amount borrowed. For example, a $1,000 loan paid in 24 monthly installments is $58.52 per month based on a 35% APR. Total cost with interest: $1,404.45. Ask a Money Mart® Sales Associate for details. Applications processed and approved with lnterac e-Transfer® funding Monday through Friday between 6:00 a.m. - 10:00 p.m. ET and Saturday 6:00 a.m. – 9:00 p.m. ET typically receives email funding notice within two hours. Applications processed and approved outside of those time periods, Sunday and holidays typically receive email funding notice the next business day.

Interac e-Transfer® is a registered trademark of Interac Company. Used under license.

Minimum age to qualify for an installment loan in Québec is 19 years old.

Standard cheque cashing fees vary by province. Item fee applies. See store for details. Current market exchange rates plus $5.49 currency exchange transaction fee applies. Fees may vary by branch. Call a store for details. Western Union® is a registered service mark of the Western Union Holdings, Inc. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. TelPay is a registered trademark of TelPay Incorporated. The Titanium+® Prepaid Mastercard® is issued by Peoples Trust Company pursuant to license by Mastercard International Incorporated. Nextwave Titanium+® is a registered service mark of Nextwave Card Corp. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Cirrus® is a registered trademark of Mastercard International Incorporated. TAP & GO® is a registered word mark of Mastercard International Incorporated. DirectLoad® is a registered word mark of Dollar Financial Group, Inc. APPLE® is a registered trademark of Apple, Inc. Google Play and the Google Play logo are trademarks of Google LLC. MONEY MART® is a registered word mark of National Money Mart Company. ©2024 National Money Mart Company. All rights reserved.